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Strategy

How i lost over RM1.2 Million in property value

I am going to tell you a story of how I lost over RM1.2 million in property value and how you can avoid the same problems. A few years back, I bought into an old-style development surrounded by six acres of greenery fronting the Putrajaya lake that had great potential for improvement ...

Property Prices Have To Fall By 51% To Be Considered Affordable. So, Do We Still Wait Before Buying Property?

I would like to share my thoughts about housing unaffordability in this country and how this impacts first time homebuyers and even investors who feel priced out of the market. What options are available to them? And, should they be resigned to this predicament? Firstly – some context. The average household income ...

Basics Of Borrowing

Before borrowing, you should ask yourself what the purpose of the loan is for. It would be wise for you to keep in mind that you should  borrow to meet your needs - and not your wants. When you want to take a loan or use a credit card to purchase ...

Trends And Outlook For Homebuyers

According to studies done by the Valuation and Property Services Department of the  National Property Information Centre (NAPIC), the property market continues to soften, with both volume and values of property transactions for all sub-sectors recording a decline over the past three years. Notably, the drop in value is not ...

Challenges and Solutions for First-time Home Buyers

Image: MBC Economy Owning a house has always been one of the major goals for Malaysians. No doubt, having a roof over one’s head is one of the few requirements in life. However, many first-time homebuyers especially fresh graduates or individuals under 30 are struggling to afford most properties within the Klang ...

Does Property Investment Make You Broke?

These days there is so much fear in the property market, instead of thinking how to make money through property investment, people are scared that they will go broke from owning a property! This is a very real fear as properties are the biggest purchase for many people. Most people buy ...

Investing In Properties Along The Mrt Lines

When I started on my property journey, I was looking for a strategy to guide my purchases. At the time, the Government was embarking on a plan to build an integrated urban mass rapid transit system (urban metro system) and made it one of the key projects under the Economic ...

Do Your Research

A conveyancing lawyer by profession, Azalea Chin has served in the legal line for 30 years, before she decided to join the property industry as a real estate negotiator recently. Investing in property came naturally to her as she was already involved in conveyancing for all the sub sale dealings during ...

Foreclosure, Auction & Bankruptcy

  Auction usually carries negative connotations in society. When it comes to matters relating to auction, it is often referred to as the loss of property owned by the underprivileged, thus an unpleasant event. But many may not realise that auction also an opportunity to others. When a home or a car ...

Hard To Find “Good” Property Deals?

“Don’t be paralysed by fear even if you can’t find any “Good” deals to invest in!” This is an article that touches on psychology, personal finance & property investment. For 17 years, I have been working as an employee (a career banker). I have seen many of my colleagues who barely had ...