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Finance

Compounded Returns On Your Money Invested – It Matters!

The next time somebody tries to sell you some investment plans, ask him (or her) this – “What’s the annual compounded return that I can expect on my own actual money invested?” If he can’t understand the meaning of “compounded returns” or “own actual money invested”, then he is really ...

The Perceptions And Realities Of Property Investment

When we speak about property investments today, the general assumption is that it is a GET RICH QUICK SCHEME. The true essence of investing in properties has been blurred with many seeking to make quick profits where properties are treated like commodities rather than an appreciating asset. In good times, ...

What You Need To Know When Planning For Your First Home Purchase

Buying one’s first home based on one’s own effort and starting from scratch is the most challenging, yet fulfilling goal when it is achieved. The luckier individuals are those whose parents either help out with the down payment, present it as a gift or those who get preferential rates from the ...

Foreign Exchange And Property Investors

Variation in foreign exchange, commodities, and economies can have an impact on international real estate investment decision   Real estate investors come from two different perspectives; the locally-based investor and the internationally-based investor. Depending on which one you are, there are different ways of factoring in the exchange rate and the way ...

GST And Auction Properties

Is GST applicable to auction properties? By Alan Poon Since the inaugural nationwide GST implementation kicked in at the beginning of April, the real estate fraternity has been kept busy with stakeholders having to digest the loads of practical changes required from the primary to the secondary market. While there are many ...

The Ultimate Guide To Refinancing

Mortgage is a very unique bank product. Why? This is because the collateral being used to secure a loan from the banks is property. Of all facilities you have taken up with your banks, your mortgage is one very unique product where the property value appreciates over time, while your ...

GET READY FOR GST

The new tax regime is causing headaches for property investors, with April 1st fast approaching With the implementation of Goods and Services Tax (GST) merely days away, those especially in the property industry remain baffled with details of the impending enforcement. Effective from 1 April, 2015, the new tax regime GST – ...

LAND INVESTMENT

Property investment in Malaysia is divided into four parts. According to the director of B.I.G Group of Companies Tan Hwa Chuan, a typical property investment roadmap in our country starts with condominiums and then it continues to linked houses before property investor start investing in commercial buildings such as shops ...

THE BELIEF IN NUMBERS

An investor’s formula for property investment results in financial rewards.  Coming from a middle class family, Pang Hiok Boon realised that he wuld not be able to save much if he depended only on  monthly salaries.  When he graduated college at the age of 24 years old, Pang started working as ...

FINANCIAL FREEDOM

Meticulous research and sub-sale strategies prove winning ways for a young property investor By: Aidil Mohammad Noor Young Magdeline Lim, fresh from college graduation in 2010, first came to realisation that she needed to start an investment because she knew eventually she needed a safe and secure investment for when she retire ...